i
Resale & New Construction

A standard resale, done with care.

Single-family homes, condos, townhomes, and brand-new construction. The bread and butter of the desk. We open same day, deliver a preliminary report inside 48 hours, and run the file straight through to recording without a queue.

What we handle
  • CLTA & ALTA homeowner's policies
  • Builder bulk-tract escrows
  • Cash, conventional, FHA, VA, jumbo
  • HOA documents & estoppels
  • Subdivision & lot-line adjustments
  • Mello-Roos & CFD disclosures
  • FIRPTA withholding for foreign sellers
  • Short-pay & lien negotiation
Sample timeline · Resale, conventional financing
  • Day 0
    File opened, prelim ordered
  • Day 2
    Prelim & CC&Rs delivered
  • Day 14
    Loan docs in & reviewed
  • Day 17
    Buyer signing
  • Day 18
    Funds & recording
What we watch for
i
Vesting that doesn't match the loan app

Title goes into joint tenancy on the contract; lender approved an LLC. Caught at prelim, fixed before docs.

ii
Quiet liens from the seller's prior business

EDD, FTB, and child-support liens that attach to the person, not the property. Pulled before they hit the closing statement.

iii
HOA balances delivered three days before close

We request the certificate the day the file opens, not the week of signing. Late fees never end up in the buyer's column.

ii
Trust & Probate Transfers

Estate work, handled with discretion.

Sales out of living trusts, decedent's estates, court-confirmed probate, and conservatorships. We coordinate with estate counsel, read the trust before we read the contract, and never let a successor trustee sign a document they shouldn't.

What we handle
  • Successor trustee transactions
  • Affidavits of death & trust certifications
  • Probate sales (court-confirmed & IAEA)
  • Heggstad petitions, when needed
  • Letters testamentary review
  • Beneficiary distributions & deeds
  • Prop. 19 parent-child reassessment
  • Step-up in basis documentation
What we watch for
i
A trust that was never funded

Property still vests in the decedent's name personally. Heggstad or full probate. Identified at prelim, not at signing.

ii
Out-of-date trust amendments

The successor trustee in the binder isn't the one in the latest amendment. We read the chain before docs go out.

iii
Refinance & Home Equity

Refinances, HELOCs, private money.

Rate-and-term, cash-out, second positions, and bridge financing. The loan officer who orders the file talks to a person who answers the phone. Docs get reviewed; reconveyances get tracked; nothing falls between the cracks of a queue.

What we handle
  • Rate-and-term refinances
  • Cash-out refinances
  • HELOCs & second positions
  • Hard-money & private bridge loans
  • Subordinations & partial reconveyances
  • Reverse mortgages (HECM)
  • Construction-to-perm conversions
  • Mobile-notary signings, statewide
iv
Mobile & Manufactured Homes

Manufactured homes, in or out of parks.

Whether the home is on owned land or in a park, the file looks different from a stick-built. We coordinate with HCD, park management, and the lender so all three timelines align — and the buyer signs once, on one day.

What we handle
  • 433A conversions (chattel to real property)
  • In-park sales with park approval
  • HCD title & registration coordination
  • Co-op park share transfers
v
Ranchettes & Small-Ag Parcels

Lifestyle parcels with working land.

5-to-50-acre ranchettes that pencil somewhere between residential and commercial. Pre-Williamson Act, post-cancellation, and everything in between. We read the deed restrictions before we open the file.

What we handle
  • Williamson Act / Land Conservation contracts
  • Mineral, water, & wind right reservations
  • Easements (utility, ingress, equestrian)
  • Detached well & septic disclosures
§ · Frequent questions

Things buyers, sellers, and agents ask first.

i

How fast can you open a file?

Same business day, every time. Send the address, the parties, and the price; you'll have a file number, an officer's name, and a prelim ETA back in your inbox before the desk closes.

ii

Do you handle just title, or just escrow?

Both, separately or together. Most files run with us on both sides, but we are equally happy to issue title for an outside escrow, or escrow against an outside title commitment.

iii

What about a manufactured home in a park?

We handle it. Most parks have their own approval process running in parallel; we coordinate with park management, HCD, and the lender so the three timelines land on the same day.

iv

Will the same person be on the file from open to close?

Yes. The officer who opens it is the officer who closes it. Assistants support, but accountability does not get reassigned.

Put us to work

Send an address. We'll take it from here.

Open an order For agents

A file number, an officer name, and a prelim timeline back the same business day.