How long does title insurance last in California? In California, an owner’s title insurance policy usually lasts as long as you own your home, and in many cases it can protect your heirs too. Meanwhile, a lender’s title insurance policy lasts for the life of the loan it was issued for. If you are buying…
How do gift of equity and family sales change escrow steps in California?805escrow’s Family-Friendly Guide How do gift of equity and family sales change escrow steps in California? In California, gift of equity and family sales often require extra escrow steps such as gift letters, appraisal reviews, and lender documentation. Working with a trusted local…
What’s the Difference Between Owner’s and Lender’s Title Insurance in California? What’s the difference between Owner’s vs. Lender’s Title Insurance in California? This is one of the most common questions we hear from buyers and Realtors. Owner’s title insurance protects you, the homeowner, while lender’s title insurance protects the mortgage lender. In California, most real…
If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like you additional options. But it’s important to keep in mind that…