Does title insurance cover boundary or easement disputes in California? Sometimes, but only when the dispute stems from a covered title defect and your policy does not exclude survey or off-record issues. Many fence-line and unrecorded-easement conflicts fall outside standard coverage. Buying a home in Southern California feels exciting, until a neighbor points at a…
How long does title insurance last in California? In California, an owner’s title insurance policy usually lasts as long as you own your home, and in many cases it can protect your heirs too. Meanwhile, a lender’s title insurance policy lasts for the life of the loan it was issued for. If you are buying…
Is title insurance needed for new construction in California? Yes. New construction properties still carry potential title risks, and title insurance protects you from legal and financial issues that can surface even after a brand new home is built. Buying or building a new home in Southern California feels exciting, but you still need protection.…
What title red flags should sellers fix before listing in California? Sellers should correct issues like unpaid liens, boundary disputes, ownership discrepancies, and missing releases before listing. Fixing them early helps you avoid delays, protects your deal, and supports a smooth closing. When you prepare to sell a home in Southern California, understanding how title…
Does title insurance cover fraud or forgery in California? Yes. Title insurance in California can cover certain cases of fraud or forgery that affect property ownership, but coverage depends on the specific policy and circumstances. When buying or refinancing a home in California, title insurance plays a key role in protecting your ownership rights. If…
What’s the difference between title insurance and homeowners insurance in California? Title insurance protects your ownership rights to the property, while homeowners insurance protects your home and belongings against damage or loss. If you’re buying a home in Southern California, you’ve likely heard about title insurance and homeowners insurance. While both are essential parts of…