California Real Estate
Who Pays for Title Insurance in California? Buyer, Seller, or Both?
In California, who pays for title insurance depends on where you live. Learn the NorCal vs. SoCal customs, what each policy covers, and how to negotiate.
In California, who pays for title insurance depends on where you live. Learn the NorCal vs. SoCal customs, what each policy covers, and how to negotiate.
Quick answer: If you’re financing a California home purchase, your lender will require a lender’s title insurance policy. The owner’s policy is optional but strongly recommended — it’s…