Escrow Services in California
Quick answer: 805 Title provides neutral, fully licensed escrow services for residential and commercial real estate transactions across California. As your escrow holder, we hold funds and documents, coordinate with lenders and title, clear conditions, and disburse and record at close, keeping every party protected and your transaction on schedule.
Escrow is the neutral middle ground of every real estate transaction. It is the licensed third party that safely holds the buyer’s funds and the seller’s documents until every condition of the sale is met. At 805 Title, our escrow team manages that process end to end so buyers, sellers, agents, and lenders can close with confidence.
Whether you are purchasing a first home in Santa Barbara, selling an investment property in Ventura County, or closing a commercial deal anywhere in California, our officers handle the details that keep deals from slipping. We coordinate the preliminary title report, track contingency deadlines, balance the settlement statement, and record on time.
What Our Escrow Services Include
- Opening escrow and holding earnest money in a neutral, licensed account
- Coordinating title work and ordering the preliminary title report
- Managing disclosures, contingencies, and loan conditions
- Preparing and balancing the settlement statement
- Coordinating signing, funding, disbursement, and recording at close
Who We Work With
- Buyers and sellers who want a smooth, protected closing
- Real estate agents who need a reliable escrow partner
- Lenders and mortgage brokers coordinating funding
- Builders and commercial clients with complex transactions
Escrow in California
California is an “escrow state,” meaning a neutral escrow holder manages the closing rather than an attorney. Independent escrow companies in California are regulated by the California Department of Insurance. To understand each step of the process, read our complete guide on how escrow works in California.
How Long Does Escrow Take?
A typical California escrow runs about 30 to 60 days, driven largely by the buyer’s loan timeline. All cash transactions can close considerably faster, sometimes in two weeks or less, because there is no lender underwriting to wait on. Our team works to keep every deadline on track so your closing does not slip.
Why Choose 805 Title for Escrow
- Neutral and licensed: We act as an impartial third party, protecting every side of the transaction.
- Title and escrow under one roof: One point of contact for both services means fewer handoffs and faster answers.
- Wire fraud safeguards: We follow strict verification procedures to protect your funds. Learn more about real estate wire fraud in California.
- Local California expertise: We know the local market, customs, and recording requirements.
Frequently Asked Questions
What does an escrow company do?
An escrow company acts as a neutral third party that holds funds and documents, ensures all conditions of the sale are met, and then disburses funds and records the transaction so ownership transfers correctly.
How much do escrow services cost in California?
Escrow fees in California vary by transaction size and are typically split between buyer and seller according to local custom. Contact us for a quote on your specific transaction.
Can 805 Title handle both title and escrow?
Yes. We provide both title and escrow services, giving you a single point of contact and a more coordinated closing. You can also review what is in a preliminary title report before you open escrow.
How do I open escrow with 805 Title?
Reach out to our team to open escrow. We will set up your file, coordinate with your agent and lender, and walk you through every step. Contact us to get started.