Posts by Vladimir Gutierrez
Does title insurance cover fraud or forgery in California?
Does title insurance cover fraud or forgery in California? Yes. Title insurance in California can cover certain cases of fraud or forgery that affect property ownership, but coverage depends on the specific policy and circumstances. When buying or refinancing a home in California, title insurance plays a key role in protecting your ownership rights. If…
Read MoreWhat is a preliminary title report (prelim) in California?
What is a preliminary title report (prelim) in California? A preliminary title report in California is a document prepared by a title company that shows the current ownership, liens, and recorded encumbrances on a property before a real estate transaction closes. It helps buyers, sellers, and lenders understand what issues must be cleared before the…
Read MoreWhat’s the difference between title insurance and homeowners insurance in California? 805title’s Comparison
What’s the difference between title insurance and homeowners insurance in California? Title insurance protects your ownership rights to the property, while homeowners insurance protects your home and belongings against damage or loss. If you’re buying a home in Southern California, you’ve likely heard about title insurance and homeowners insurance. While both are essential parts of…
Read MoreCan Title Insurance be transferred after closing in California?
Can title insurance be transferred after closing in California? 805title Answers No, title insurance cannot be transferred after closing. Each new owner must purchase their own policy to ensure protection against potential title defects or ownership disputes. When buying a home in California, title insurance plays a crucial role in protecting your ownership rights. But…
Read MoreHow is title insurance calculated in California?
How is title insurance calculated in California? 805title’s Cost Breakdown How is title insurance calculated in California? Title insurance in California is calculated based on the property’s purchase price, loan amount, and rate filings approved by the California Department of Insurance. Your transaction type, location, and chosen title company can influence the final cost. If…
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